Back to top

Image: Bigstock

TriCo (TCBK) Reports Q3 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended September 2026, TriCo (TCBK - Free Report) reported revenue of $116.71 million, up 8.5% over the same period last year. EPS came in at $1.18, compared to $1.04 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $113.82 million, representing a surprise of +2.54%. The company delivered an EPS surprise of +9.26%, with the consensus EPS estimate being $1.08.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how TriCo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency ratio: 57% versus 54.9% estimated by three analysts on average.
  • Net Interest Margin [%]: 4.2% versus 4.1% estimated by three analysts on average.
  • Average Interest-Earning Assets: $9.22 billion versus the two-analyst average estimate of $9.3 billion.
  • Net Interest Income: $96.55 million compared to the $96.27 million average estimate based on three analysts.
  • Total Non Interest Income: $20.17 million compared to the $17.7 million average estimate based on three analysts.
  • Gain on Sale of Loans: $0.39 million versus the two-analyst average estimate of $0.56 million.

View all Key Company Metrics for TriCo here>>>

Shares of TriCo have returned +2.6% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Published in